Empowering you to achieve clarity and security.

The core of the Exencial approach is a personal one-on-one relationship between you and an Exencial advisor. The advisor is responsible for understanding your immediate needs and long-term goals, and for proactively setting your action plans and measuring their progress. Additionally, you’ll be served by the expertise of the entire Exencial team, which includes an attorney, Certified Public Accountants, Certified Financial Planner® professionals, investment management specialists and client service/operations experts.

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Our Process

Our process begins with understanding you, evaluating your current position, designing an action plan and execution.

The process continues with ongoing reviews designed to measure progress. The process comes full circle when goals are updated and, when needed, a new action plan is prepared and executed. Our work evolves with you.

When evaluating your current position, your Exencial advisor will collect information regarding your assets, liabilities, cash flow, insurance coverage, estate plans and employer-provided benefits for those still working.

You will be provided with personal financial statements including:

  • Net worth
  • Cash flow
  • Insurance coverage for death, disability, and long-term care needs
  • Estate valuation
  • Income tax projection
  • Withholding analysis
  • Investment allocation
  • Stock option analysis
Your Exencial Advisor will prepare a formal analysis of the financial goals and objectives you identify.

The likelihood of achieving your goals will be determined, and an action plan will be developed and executed to align your actions with your goals.

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Your advisor will integrate all areas of financial planning and wealth management including:

  • Cash flow and retirement planning
  • Insurance needs
  • Estate planning
  • Tax planning and preparation
  • Recommended investment allocation
  • Charitable giving
  • Gifting to family
  • Company-provided benefits